Agnto Terms & Conditions

This Privacy Policy is designed to help you understand how we collect, use, and share personal information and to help you understand and exercise your privacy rights.

Purpose of the Platform

  • The Platform is a technology solution designed to facilitate policy issuance, servicing, and related transactions between users and insurance companies.
  • The Platform does not underwrite, sell, or provide insurance directly. All insurance products and services are offered by licensed insurers.

User Responsibilities

  • You agree to provide accurate, complete, and up-to-date information while applying for or issuing policies.
  • You are responsible for maintaining confidentiality of your login credentials and for all activities carried out under your account.
  • Any misuse, fraudulent activity, or unauthorised use of the Platform is strictly prohibited.

Policy Issuance & Payment

  • Payments made through the Platform are subject to successful processing by payment gateways and acceptance by the insurer.
  • Issuance of policies is solely at the discretion of the respective insurer after underwriting and verification.
  • Service charges, platform fees, and applicable taxes are non-refundable. Refunds of premium amounts, if any, will be governed by the insurer’s terms.

Platform Role & Limitations

  • The Platform acts only as a facilitator between users and insurers and does not guarantee approval, issuance, or claim settlement.
  • The Platform shall not be liable for any delays, rejections, or errors arising from insurer processes or incorrect information submitted by the user.

Intellectual Property

  • All content, software, trademarks, and materials available on the Platform are the property of Fyntune Solutions Pvt. Ltd. and protected by applicable laws.
  • You are granted a limited, non-transferable, non-exclusive license to use the Platform solely for lawful purposes.

Privacy & Data Protection

  • Personal and financial data shared by users will be processed in accordance with our Privacy Policy.
  • The Platform may share necessary data with insurers, regulators, and authorised third parties for policy issuance and compliance purposes.

Limitation of Liability

  • The Platform is provided on an “as-is” and “as-available” basis.
  • Fyntune Solutions Pvt. Ltd. shall not be liable for indirect, incidental, or consequential losses, including policy rejections, non-issuance, or claim denials.

Termination of Access

  • Fyntune Solutions Pvt. Ltd. reserves the right to suspend or terminate access to the Platform in cases of misuse, violation of Terms, or fraudulent activity.

Amendments

  • These Terms may be updated from time to time. Continued use of the Platform constitutes acceptance of the revised Terms.

Governing Law & Jurisdiction

  • These Terms are governed by the laws of India.
  • Any disputes shall be subject to the exclusive jurisdiction of courts at Mumbai, Maharashtra.